Petsy Pet Insurance — 2026 review for cat owners
By Catstuff Editorial · Updated 2026-05-13
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Tech-leaning owners wanting Hollard cover with a modern app.
Petsy is a digital-native Hollard product — strong app, fast claims, lifetime cover language. Less well-known than Bow Wow Meow but the underlying cover is similar. Worth a quote for owners who want a slicker UX without paying Petplan-level premiums.
What Petsy Pet Insurance actually covers
Petsy Pet Insurance is underwritten by Hollard. Hollard underwrites Bow Wow Meow, Pet Insurance Australia, Petplan, Petsy and Budget Direct. Hollard policies typically have stronger hereditary-condition cover than PetSure-underwritten brands, which matters for pedigree breeds with known genetic risk.
For cats specifically, the line items that matter most: vet consultations, diagnostics (bloods, urinalysis, ultrasound), surgery, dental (often a separate optional cover), prescription medication, hospital stays, and emergency overnight care.Petsy Pet Insurance reimburses 80% of eligible costs up to Up to $25,000 per year.
Pros
- App-first claims experience
- Lifetime cover on chronic conditions (Hollard-underwritten)
- Generous dental on Premium tier
Watch out for
- Smaller brand — fewer reviews to evaluate
- Premiums sit mid-pack on Hollard products
Waiting periods & age limits
- Illness waiting period: 30 days (illness), 0 days (accident)
- Accepts kittens from: From 8 weeks
- Seniors / new enrolments: Up to age 9 for new policies
Pre-existing exclusions are universal across AU pet insurance. Anything diagnosed or showing symptoms before enrolment (and the relevant waiting period) is excluded for life. The most common gotcha: vet notes a "grade 1 heart murmur, monitor" at the kitten check — anything cardiac is now excluded. Enrolling early matters.
Is Petsy Pet Insurance right for your cat?
Tech-leaning owners wanting Hollard cover with a modern app.
The cleanest sanity-check: get a quote from Petsy Pet Insuranceand one alternative from the opposite underwriter (PetSure ↔ Hollard). If the premium gap is < 10% and you don't have specific breed-hereditary concerns, take the cheaper. If you have a pedigree with known hereditary risk, default to the Hollard product even at a 15–20% premium.
Compare Petsy Pet Insurance head-to-head
Updated 2026-05-13 · Not financial advice — always read the PDS.